Quotelyfy vs Yoco: which is better for a small business?
Quotelyfy for quotes, jobs and online-paid invoices; Yoco for card machines and payments in person. They are not connected, and you can use both.
In short: Quotelyfy, for quotes, jobs and getting paid, from R89 a month with a free plan. Customers pay online from Starter (R289). Yoco is for card machines and in-person payments, with free invoices and a fee per card payment.
How do Quotelyfy and Yoco compare, side by side?
| Feature | Quotelyfy | Yoco |
|---|---|---|
| Free invoicing | Yes (50 a month on Free Forever) | Yes |
| Card machines for in-person payments | No | Yes |
| Payment links | Yes (Starter and up) | Yes |
| Online invoice payments | Yes (Starter and up) | Yes |
| Syncs with the other | No | No |
Yoco column from its own website, checked on 20 October 2026.
Who should choose Quotelyfy, and who should choose Yoco?
Choose Quotelyfy if
- You want accepted quotes on a jobs board (Solo, R89 a month, and up).
- You want customers to pay online (Starter, R289 a month, and up).
- You want payment reminders and bulk invoicing (Pro, R489 a month, and up).
- You want Xero or Zoho Books sync (Pro+, R989 a month).
Choose Yoco if
- You serve customers in person and want a card machine.
- You want click-to-pay invoices and payment links from the same place as your card sales.
- You run a food, retail, health and beauty or services business and want payments handled.
For you. For free!
Create and save your invoice. Free!
Build a real quote or invoice right here, configure it the way you want it, and save the PDF. No account needed — it is the same editor our customers use every day.
No sign up required.
What does Quotelyfy do for a small business?
Quotelyfy runs quotes, jobs, invoices and payments in one place, with a free plan and a 14-day trial of every feature (Ts&Cs apply, including usage limits).
Accepted quotes become jobs on your board
From Solo (100 jobs a month), an accepted quote becomes a job on your board, with your own stages. From Pro, the planner keeps the week in view.
Team invites, projects and timesheets
Invite one user on Starter, three on Pro and five on Pro+. Starter includes 5 projects, Pro 10 and Pro+ unlimited, with project timesheets from Pro.
Workflows that do the follow-up
When a job, quote, proposal, project or timesheet changes, a workflow can email the customer, notify your team or create the next document. Solo includes 2 workflows, Starter 5, Pro 10 and Pro+ 20.
Proposals your client can sign (Solo and Pro+)
Send a proposal your client can read, pick a plan in and sign. Solo includes 4 a month and Pro+ 15 a month.
Deposits, instalments and part payments
Ask for a deposit, split a quote into instalments and log part payments with a running balance. From Starter, customers pay online by card or bank through Paystack.
Quotes and invoices sent on WhatsApp from Pro
On Pro and up, send a quote or invoice on WhatsApp as well as email. On Pro+, run the business by chatting with the WhatsApp assistant.
A quote page your customer accepts and answers
Your customer opens a page made for them, accepts, takes off optional items and leaves you a note. Pick one of 20 document themes.
Quote tracking and update alerts (Starter and up)
From Starter, see when a quote is sent, viewed and accepted, and get notified when it changes.
Documents in English, Afrikaans or isiZulu
Choose the language for each quote or invoice: English, Afrikaans or isiZulu.
Payment reminders and bulk invoicing (Pro and up)
From Pro (R489 a month): payment reminders, bulk quoting and invoicing, profit and loss, statements and suppliers.
Connect Claude or ChatGPT (Pro+)
On Pro+, connect Claude or ChatGPT and ask it to create quotes, check orders and more, in plain language.
Xero and Zoho Books sync (Pro+)
On Pro+ (R989 a month), sync with Xero both ways or connect Zoho Books.
What does Yoco do?
Yoco is a South African payments company: card machines, payment links and free invoicing for independent businesses.
Card machines and payments
Card machines for taking payments in person, used by more than 250,000 businesses.
SourceClick-to-pay invoices
Unlimited invoices sent by email or SMS from the Yoco App or Portal, with instant payment notifications.
SourcePayment links in any chat
Yoco Link takes card payments in any chat, with money paid out within two business days.
Source
Can you use Yoco and Quotelyfy together?
No. Quotelyfy does not connect to Yoco today; you can take card payments in person with Yoco and run quotes and jobs in Quotelyfy.
The Quote-to-Paid Loop
How does the Quote-to-Paid Loop work alongside Yoco?
- Quote: send a quote your customer opens and accepts online.
- Approve: once accepted, the job goes on your board (Solo and up).
- Invoice: convert the accepted quote into an invoice in one step.
- Pay: your customer pays online through Paystack (Starter and up), or on your Yoco card machine in person.
- Follow up: payment reminders chase unpaid invoices (Pro and up).
How can you try Quotelyfy?
14-day trial included